VALUATION

Why an Independent Mortgage Adviser is Invaluable

   An independent mortgage adviser will give sellers peace-of-mind as much as they will introduce buyers to the best home loan deals.

An independent mortgage adviser will give sellers peace-of-mind as much as they will introduce buyers to the best home loan deals.

Mortgages remain attractive affordable and there some great home loans available. We’re strong advocates of using an independent mortgage adviser and here’s why. To make a booking with one of our recommended advisers, contact your local Aspire branch.

Qualify potential buyers – sellers often underestimate the importance of a mortgage adviser’s role in the transaction process but Aspire believes checking out a potential buyer’s financial position is the best route to a successful sale. Our associated independent mortgage advisers will look for a mortgage agreement in principle and evidence of a deposit, as well as valid funds should the buyer profess to purchase with cash.

Access to the best mortgage deals – independent mortgage advisers will search the widest choice of home loans from the High Street and the internet, as well as access some adviser-exclusive products that go above and beyond what your own bank or existing lender may be able to offer you. This could be the lowest rate of interest, products with no arrangement fees or loans for those with unusual circumstances.

Meet an adviser face-to-face – increasingly lenders are referring borrowers to call centres or internet portals to manage their mortgage application, which is impersonal and underwhelming given the sums of money involved. An independent mortgage adviser will be happy to meet borrowers face-to-face to work through budgets and to really spend time making a purchase feasible.

Get a quick mortgage agreement in principle – if you’re in a hurry to buy, a mortgage agreement in principle will help sellers take you more seriously. It’s highly possible that an independent mortgage adviser will confirm a mortgage agreement in principle during your appointment or at least within 24-hours of seeing you.